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BILLING TRANSPARENCY

Subscription & Cancellation Policy

How plans, renewals, usage limits, cancellations, refunds, and payment failures work.Effective and last updated: September 3, 2026
Plain-language notice

These policies explain how Card Meridian works and the responsibilities that come with using it. Questions may be sent to support@cardmeridian.com.

01

Available plans

Card Meridian offers two monthly subscriptions: Collector at $9.99 per month and Meridian Pro at $19.99 per month. Current features and usage limits are displayed on the pricing page and during checkout. You must affirmatively select a plan and complete Stripe checkout before paid access begins.

02

Plans and included usage

Paid plans currently provide monthly access and limits for cards, photo identifications, Meridian Grade reviews, batch processing, market history, exports, and other features. The plan and limits displayed at checkout control your purchase. Monthly feature allowances reset at the start of each calendar month unless checkout states otherwise. Unused usage does not roll over.

Card Meridian may adjust plans or limits prospectively. Material changes affecting an active subscription will be communicated before the next affected renewal where required.

03

Recurring billing

By purchasing a paid plan, you authorize Card Meridian and its payment processor to charge the displayed subscription price, applicable taxes, and disclosed fees to your selected payment method at purchase and automatically at each renewal until canceled.

Paid plans renew monthly. Your checkout confirmation and account billing page will identify the amount and next billing date. Prices are in U.S. dollars unless stated otherwise.

04

Trials and promotions

Selected accounts that have never subscribed may receive a personal 30-day trial invitation. A payment card is required. The trial begins when Stripe checkout is completed, includes the selected plan’s features and limits, and renews at $9.99/month for Collector or $19.99/month for Meridian Pro, plus applicable taxes, unless canceled before the trial ends through Manage billing. One trial per account; invitations cannot be transferred or combined with other promotions. For other trials or promotions, checkout will state the duration, eligibility, included access, and amount charged afterward. Unless canceled before the stated conversion time, a trial may automatically convert to the disclosed paid plan. Promotions may be limited to one per user and may not be combined.

05

Upgrades and downgrades

An upgrade may take effect immediately, with a prorated charge or credit as shown at confirmation. A downgrade generally takes effect at the next renewal. If your collection or usage exceeds the new plan’s limits, access to certain actions may be restricted until you reduce usage or upgrade; Card Meridian will not intentionally delete existing cards solely because of a downgrade without advance notice.

06

How to cancel

You may cancel through the account billing controls or by emailing support@cardmeridian.com from the email associated with your account. Cancellation stops future renewals and normally takes effect at the end of the current paid period. You retain paid access until then unless a refund or immediate termination is issued.

Deleting the app, failing to use the service, or deleting individual cards does not cancel a subscription. Keep the cancellation confirmation for your records.

07

Refunds

Except where required by law or expressly stated at checkout, subscription charges are non-refundable and Card Meridian does not provide prorated refunds for unused time, unused feature allowances, forgotten cancellations, or market-data availability outside its reasonable control.

If you believe you were charged incorrectly, contact us within 30 days. We will investigate billing errors and issue corrections or refunds when appropriate. Nothing in this policy limits non-waivable consumer rights.

08

Failed payments

If a payment fails, we or our payment processor may retry the payment and notify you. Access may be limited or suspended until payment succeeds. You remain responsible for amounts properly incurred before cancellation. Update expired or invalid payment information through the secure billing portal rather than sending payment details by email.

09

Service and data after cancellation

After paid access ends, dashboard access and subscription features may be paused until you resubscribe. Your account and collection data are retained or deleted according to the Privacy Policy. Export important data before paid access expires if you want an offline copy.

10

Contact

Billing questions, cancellation assistance, or charge disputes: support@cardmeridian.com. Include the account email and a description of the issue, but never email a full payment-card number.

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